FDCPA Violations

Posted May 23rd, 2013 at 6:07 pmNo Comments Yet

Learn more about FDPCA Violations! – Get Cash if Harassed!!

The FDCPA is a Federal Law that regulates debt collectors and bill collectors when they are collecting debts. While everyone that can afford to pay their debt back should, Congress realized that sometimes bad situations happen to good people to make that difficult. It is important for Consumers to know about FDCPA violations because if debt collectors or bill collectors violate the FDCPA, consumers need to take action immediately!

The reason that consumers should learn about FDCPA violations is that if they can find one, they have a shot at up to $1,000.00. You see, Congress fines debt collectors and bill collectors each time an attorney can show a debt collector’s FDCPA violations. To spot FDCPA violations, its important for consumers to first know what the most common violations of the FDCPA are and then be on the look out for debt collectors who commit those FDCPA Violations.

FDCPA Violations #1

Calling your place of employment after the debt collector knows the your employer prohibits calls or if you ask the debt collector not to call you at work anymore. If debt collectors call you at work after you tell them not to, fill out the form on the right and potentially get Cash if Harassed!

FDCPA Violations #2

Threatening you that not paying the debt will result in imprisonment, garnishment, and/or liens if debt collector is not an attorney. If debt collectors are threatening you with legal sounding jargon, contact us immediately! We will see if we can find a FDCPA violation!

FDCPA Violations #3

Calling your neighbors, friends, co-workers or family members (any third parties, really) when the debt collector already knows how to contact the you. In fact, debt collectors are only allowed to contact third parties to confirm or to correct your location information! If they know how to contact you, there is no reason for them to need to “confirm” how to contact you nor is there any reason to “correct it”. If debt collectors are calling your friends and family members, contact us! We have gotten cash for consumers that have had their friends and family members bothered by debt collectors!

FDCPA Violations #4

Disclosing to friends, family members, etc. that you owe a debt is a FDCPA Violation. If debt collectors are disclosing your personal information to others take a stand! Say “give me cash cause I was harassed!” and contact us now!

FDCPA Violations #5

This is the best one, really. It is a violation of the FDCPA for debt collectors to Harass, oppress, insult or verbally abusing you. For you to find this FDCPA Violation, its probably good for you to know exactly what is “Harassing, Oppressing, Insulting, or Verbally Abusing”. The only problem is that the FDCPA doesn’t provide a comprehensive listing of the examples of Harassing. So, what we tell our clients is that if you FELT like they were harassing you, if you FELT like they were being rude to you or if you FELT like they were abusing you – contact us immediately. Debt Collectors are not allowed to abuse consumers!